High-End Property Damage Disputes

Metnick, Levy & Dyson are accepting cases from property owners whose homes, buildings, businesses, yachts, planes and/or other expensive belongings have sustained significant damage due to an Act of G-D or from some other unforeseen type of circumstance. This may include property damage claims caused by wind storms such as hurricanes and tornados, as well as flooding, fire, and environmental-related claims.

In many of these cases, disputes can arise between insurance policy holders and their insurance companies over several issues.

First, the cause and/or source of the damage is often contested, no matter how straight-forward it may be appear to be. This results in the involvement of one or more insurance adjusters whose job is to assess the damage and source of that damage.

Second, on many occasions, whether the items damaged are actually covered by the insurance company as defined by the applicable insurance policy will have to be explored. Insurance contracts tend to be written in big words and vague terms, often leaving the policy holder wondering what he or she just read over and what it means.

And third, the value and/or cost of the damaged property will likely be questioned, raising the issue of whether it the value and/or cost are to be estimated based on its resale value or based on its depreciation value.

Metnick, Levy Dyson have handled property damage cases where:

  1. The insurance company has denied fault for any property damage sustained by their policy holder and/or questions the validity of the claim;
  2. The insurance company has claimed that its policy holder has materially misrepresented either the cause of the damage, the amount of the property damage, and/or the assets which were damaged;
  3. The insurance company has estimated the amount of monetary damage to be considerably less than the amount claimed by the policy holder; and/or
  4. The insurance company has claimed the damaged property is not covered by the terms of the insurance policy or falls under some type of exclusion of coverage.

Insurance companies have legions of lawyers whose job is to protect the insurance company’s interests as opposed to yours. If you attempt to take on an insurance company without legal representation, the odds are much stronger that you will have an unfavorable outcome. When you are faced with a property damage dispute, the law firm of Metnick, Levy & Dyson can step in and protect your rights. We are handling these cases on a contingency fee basis, meaning that no fee or cost will be charged to the client unless there is a recovery. Youshouldfeelvery confident when retaining our firm in handling your High-End Property Damage Dispute. Call now for a free consultation.