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Does my own automobile insurance cover me for accidents when I am on my bicycle?

Does my own automobile insurance cover me for accidents when I am on my bicycle? | Metnick, Levy & Dyson | Let Us Be Your Solution | 1-(800) MYATTORNEY | | 15300 Jog Road, Suite 103, Delray Beach, Florida 33446 | (561)498-9979 Yes. If you're involved in accident while riding your bicycle that is caused by a motorist, your own insurance will kick in and start covering you first with PIP benefits which will cover some of your medical bills and loss wages and then if you have underinsured or uninsured motorist coverage, that can provide additional benefit.