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What is underinsured motorists coverage in Florida?

That period applies to life insurance policies. Once you receive a policy, and if you die within those first two years, insurance company will go through your application with a fine tooth comb to find any mistakes. If they find any mistakes that were made, they will contest and deny payment of the benefits. After the two years it doesn't matter what you put on your application, because the two year period of contestability has ended. | Metnick, Levy & Dyson | Let Us Be Your Solution | 1-(800) MYATTORNEY | | 15300 Jog Road, Suite 103, Delray Beach, Florida 33446 | (561)498-9979 Underinsured motorist coverage provides benefit if the driver that hits you or causes the accident doesn't have enough insurance to compensate you fully for your injuries.